Tools
Tools for new-construction buyers
Free calculators and checklists for budgeting, comparing and planning a new home in the St. Louis area, plus two for selling the home you have now. Pick a tool, run your numbers, then send them to Nick for a second look.
Jump to: Buying · Building new · Selling first · Working with a brokerage. Nothing you type leaves a tool's page unless you send it to Nick. Want help using them? Talk to Nick.
Buying: know the whole number
Monthly payment, budget, rate buydowns, cash to close, property taxes, and whether a new build or a resale fits you better. The down payment gets all the attention, but it's only part of the check.
Finance
What will my monthly payment really be?
Principal, interest, taxes, insurance, mortgage insurance and HOA dues, for conventional, FHA, VA and USDA loans.
Finance
How much home fits my budget?
Start from the monthly payment you're comfortable with and work back to a price.
Finance
Rate buydown: is it worth it?
See what a 3-2-1, 2-1, 1-0 or permanent buydown really saves, and when it pays you back.
Buy
What will my property taxes be?
Pick the place, school district and fire district, and see the yearly and monthly number.
Buy
New construction or resale: which fits me?
Rate two real homes on what matters to you and get your own side-by-side.
Building new: from base price to keys
The base price is where the math starts, not where it ends. Price a new build all in, see where every dollar of a new home’s price goes, compare the Villages at Post Farms builders side by side, find plans that fit, and get ready for your first model visit. More communities are on the way.
Build
What will my new home really cost?
Base price, homesite, options and extras: your real price before you sign.
Build
Line item cost breakdown
Where a new home’s price goes: land, construction, the builder’s share and every construction line item.
Build
How do the Post Farms builders compare?
The same facts for every builder and collection at Villages at Post Farms, side by side.
Build
Which Post Farms plans fit my budget?
Every Villages at Post Farms plan that fits your wish list, cheapest first.
Build
Before your first model home visit
A short checklist so the visit counts, plus how to get registered first.
Selling first: what it’s worth and what you’ll walk away with
Plenty of new-construction buyers have a home to sell first. Start with what your home is worth, then estimate your net, line by line.
Sell
What’s your home worth before you build?
Tell Nick about your home, see an instant online estimate, then get his market analysis of what it’s likely to sell for.
Sell
What will I walk away with when I sell?
Every dollar between your sale price and your check at closing.
Working with a brokerage: the buyer and seller journeys
What actually happens between “let’s do this” and moving day? Each journey walks you through it step by step, with a free workbook to keep you organized.
Buy
The buyer journey
From first conversation to closing day in four phases, plus a free Buyer Workbook.
Sell
The seller journey
Price, prep and presentation, plus a free Seller Workbook with a net-proceeds worksheet.
More tools on the way
Tools for owning your new home are close behind. Want to talk numbers now? Talk to Nick.
Looking for homes? Search homes for sale and homes to be built, from the local MLS.
Want a second look at your numbers? Talk to Nick
Tell Nick what you’re working on, whether it’s a budget, a community or a home to sell first, and he’ll follow up with you personally.
After you send it, you can pick a time for a call.